{"id":61338,"date":"2025-02-13T12:00:53","date_gmt":"2025-02-13T12:00:53","guid":{"rendered":"https:\/\/www.etfworld.com\/co.uk\/?p=61338"},"modified":"2025-02-13T15:41:22","modified_gmt":"2025-02-13T15:41:22","slug":"caixabank-and-amundi-unveil-innovative-lifecycle-etfs-to-help-savers-align-investments-with-life-goals","status":"publish","type":"post","link":"https:\/\/www.etfworld.com\/co.uk\/caixabank-and-amundi-unveil-innovative-lifecycle-etfs-to-help-savers-align-investments-with-life-goals\/","title":{"rendered":"CaixaBank and Amundi unveil innovative Lifecycle ETFs to help savers align investments with life goals"},"content":{"rendered":"<h5 style=\"text-align: justify;\">Amundi, Europe\u2019s leading asset manager<sup>[1]<\/sup>, and CaixaBank, the leading bank in Spain<sup>[2]<\/sup>, are happy to announce the launch of a new co-designed range of Lifecycle ETFs.<\/h5>\n<p><!--more--><\/p>\n<p style=\"text-align: center;\"><a href=\"\/co.uk\/newsletter\"><strong>Sign up to our free newsletters<\/strong><\/a><\/p>\n<hr \/>\n<p class=\"ultp-builder-title\"><strong>Gaetan Delcul\u00e9e, Global Head of Digital Distribution and ETF Sales at Amundi<\/strong><\/p>\n<hr \/>\n<p style=\"text-align: justify;\">These innovative multi-asset<sup>[3]<\/sup> funds adapt over time to the evolving risk profiles of savers.<\/p>\n<p style=\"text-align: justify;\">Unique in the European ETF market<sup>[4]<\/sup>, the funds offer a gradual and automatic adjustment of their allocation. As the ETF approaches its target date, the equity allocation in the portfolio progressively decreases while the share of bonds increases, following a predefined allocation strategy<sup>[5]<\/sup>.<\/p>\n<p style=\"text-align: justify;\">This makes these ETFs particularly suited for those pursuing specific financial objectives over the long term.<\/p>\n<p style=\"text-align: justify;\">Crafted for accessibility and simplicity, the Lifecycle ETFs implement a predetermined risk management through a multi-asset and cost-effective approach, with low management fees of 0.18%<sup>[6]<\/sup>.<\/p>\n<p style=\"text-align: justify;\">CaixaBank has played a crucial role in the design and development of these Lifecycle ETFs, leveraging its deep understanding of client needs and commitment to innovation. By collaborating closely, Amundi and CaixaBank have ensured that these products not only meet the evolving demands of investors but also push the standard in client-centric financial solutions.<\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"color: #56aa1c;\"><a href=\"https:\/\/www.etfworld.com\/co.uk\/wp-content\/uploads\/2025\/02\/Martin-Belen-CaixaBank.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-61339 alignleft\" src=\"https:\/\/www.etfworld.com\/co.uk\/wp-content\/uploads\/2025\/02\/Martin-Belen-CaixaBank.jpg\" alt=\"Mart\u00edn Bel\u00e9n CaixaBank\" width=\"400\" height=\"300\" srcset=\"https:\/\/www.etfworld.com\/co.uk\/wp-content\/uploads\/2025\/02\/Martin-Belen-CaixaBank.jpg 750w, https:\/\/www.etfworld.com\/co.uk\/wp-content\/uploads\/2025\/02\/Martin-Belen-CaixaBank-300x225.jpg 300w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/><\/a>Bel\u00e9n Mart\u00edn, Head of CaixaBank Private Banking and Savings and Investment products<\/span>, <\/strong>said:<\/p>\n<p style=\"text-align: justify;\">\u201cAt CaixaBank, we are committed to innovation in products and services. With the launch of this range of ETFs, we become pioneers by offering investors an innovative investment solution in Spain that aligns with European market trends. This milestone reinforces our commitment to bringing new investment opportunities to our clients\u201d.<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #56aa1c;\"><strong>Gaetan Delcul\u00e9e, Global Head of Digital Distribution and ETF Sales<\/strong> <\/span><strong><span style=\"color: #56aa1c;\">at Amundi<\/span>, <\/strong>said<strong>:<\/strong><\/p>\n<p style=\"text-align: justify;\">\u201cWe are thrilled to introduce the new range of Lifecycle ETFs, which was co-designed in partnership with CaixaBank to address the changing needs of individual investors in Europe. By aligning investment strategies with our clients\u2019 evolving risk profiles, we are helping them pursue their long-term goals. With competitive pricing and the strength of Amundi\u2019s expertise, these products are ideal for investors who may not have the time or experience to monitor their portfolios on a daily basis.\u201d<\/p>\n<p><strong><u>Product information: <\/u><\/strong><\/p>\n<table width=\"673\">\n<tbody>\n<tr>\n<td width=\"292\"><strong>ETF Name<\/strong><\/td>\n<td width=\"73\">Years until index target date<\/td>\n<td width=\"95\"><strong>ISIN<\/strong><\/td>\n<td width=\"102\"><strong>Tickers<\/strong><\/td>\n<td width=\"111\"><strong>Risk Indicator<sup>[7]<\/sup><\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"292\"><strong>Amundi Lifecycle 2030 UCITS ETF Acc<\/strong><\/td>\n<td rowspan=\"2\" width=\"73\">5<\/td>\n<td rowspan=\"2\" width=\"95\">LU2872291948<\/td>\n<td width=\"102\">LC30 GY (EUR)<\/td>\n<td rowspan=\"2\" width=\"111\">3<\/td>\n<\/tr>\n<tr>\n<td width=\"292\">FTSE Lifecycle 2030 ESG Screened Select Index<\/td>\n<td width=\"102\">LC30 FP (EUR)<\/td>\n<\/tr>\n<tr>\n<td width=\"292\"><strong>Amundi Lifecycle 2033 UCITS ETF Acc<\/strong><\/td>\n<td rowspan=\"2\" width=\"73\">8<\/td>\n<td rowspan=\"2\" width=\"95\">LU2872292086<\/td>\n<td width=\"102\">LC33 GY (EUR)<\/td>\n<td rowspan=\"2\" width=\"111\">3<\/td>\n<\/tr>\n<tr>\n<td width=\"292\">FTSE Lifecycle 2033 ESG Screened Select Index<\/td>\n<td width=\"102\">LC33 FP (EUR)<\/td>\n<\/tr>\n<tr>\n<td width=\"292\"><strong>Amundi Lifecycle 2036 UCITS ETF Acc<\/strong><\/td>\n<td rowspan=\"2\" width=\"73\">11<\/td>\n<td rowspan=\"2\" width=\"95\">LU2872292169<\/td>\n<td width=\"102\">LC36 GY (EUR)<\/td>\n<td rowspan=\"2\" width=\"111\">3<\/td>\n<\/tr>\n<tr>\n<td width=\"292\">FTSE Lifecycle 2036 ESG Screened Select Index<\/td>\n<td width=\"102\">LC36 FP (EUR)<\/td>\n<\/tr>\n<tr>\n<td width=\"292\"><strong>Amundi Lifecycle 2039 UCITS ETF Acc<\/strong><\/td>\n<td rowspan=\"2\" width=\"73\">14<\/td>\n<td rowspan=\"2\" width=\"95\">LU2872292243<\/td>\n<td width=\"102\">LC39 GY (EUR)<\/td>\n<td rowspan=\"2\" width=\"111\">3<\/td>\n<\/tr>\n<tr>\n<td width=\"292\">FTSE Lifecycle 2039 ESG Screened Select Index<\/td>\n<td width=\"102\">LC39 FP (EUR)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/>\n<p><strong>\u00a0<\/strong><span style=\"font-size: 8pt;\"><em><strong>[1]<\/strong><\/em><em> Source: IPE \u201cTop 500 Asset Managers\u201d published in June 2024, based on assets under management as at 31\/12\/2023<\/em><\/span><\/p>\n<p><span style=\"font-size: 8pt;\">[2] <em>Source : CaixaBank, January 2025<\/em><\/span><\/p>\n<p><span style=\"font-size: 8pt;\"><em><strong>[3]<\/strong><\/em><em> Diversification offers no guarantee of performance and does not protect against potential loss.<\/em><\/span><\/p>\n<p><span style=\"font-size: 8pt;\"><em><strong>[4]<\/strong><\/em><em> Source: Amundi ETF, within the European UCITS ETF market, January 2025<\/em><\/span><\/p>\n<p><span style=\"font-size: 8pt;\"><em><strong>[5]<\/strong><\/em><em> For more information on the investment objectives of the funds, please refer to the ICDs or the prospectus.<\/em><\/span><\/p>\n<p><span style=\"font-size: 8pt;\"><em><strong>[6]<\/strong><\/em><em>Management fees refer to the management fees and other administrative or operating costs of the fund. For more information about all the costs of investing in the fund, please refer to its Key Information Document (KID).<\/em><\/span><\/p>\n<p><span style=\"font-size: 8pt;\">[7] <em>The synthetic risk indicator is used to assess the level of risk of this product compared with others. It indicates the probability that this product will incur losses in the event of market movements or our inability to pay you.<\/em><\/span><\/p>\n<p style=\"text-align: justify;\">Source: ETFWorld.co.uk<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Amundi, Europe\u2019s leading asset manager[1], and CaixaBank, the leading bank in Spain[2], are happy to announce the launch of a new co-designed range of Lifecycle ETFs.<\/p>\n","protected":false},"author":4,"featured_media":61340,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"telegram_tosend":false,"telegram_tosend_message":"","telegram_tosend_target":0,"footnotes":"","_wpscp_schedule_draft_date":"","_wpscp_schedule_republish_date":"","_wpscppro_advance_schedule":false,"_wpscppro_advance_schedule_date":"","_wpscppro_dont_share_socialmedia":null,"_wpscppro_custom_social_share_image":0,"_facebook_share_type":"default","_twitter_share_type":"default","_linkedin_share_type":"default","_pinterest_share_type":"default","_linkedin_share_type_page":"","_instagram_share_type":"default","_medium_share_type":"default","_threads_share_type":"","_google_business_share_type":"","_selected_social_profile":null,"_wpsp_enable_custom_social_template":false,"_wpsp_social_scheduling":{"enabled":false,"datetime":null,"platforms":[],"status":"template_only","dateOption":"today","timeOption":"now","customDays":"","customHours":"","customDate":"","customTime":"","schedulingType":"absolute"},"_wpsp_active_default_template":true},"categories":[4],"tags":[205,97],"class_list":["post-61338","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-etf-europe","tag-amundi","tag-etf"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"_links":{"self":[{"href":"https:\/\/www.etfworld.com\/co.uk\/wp-json\/wp\/v2\/posts\/61338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.etfworld.com\/co.uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.etfworld.com\/co.uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.etfworld.com\/co.uk\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.etfworld.com\/co.uk\/wp-json\/wp\/v2\/comments?post=61338"}],"version-history":[{"count":1,"href":"https:\/\/www.etfworld.com\/co.uk\/wp-json\/wp\/v2\/posts\/61338\/revisions"}],"predecessor-version":[{"id":61341,"href":"https:\/\/www.etfworld.com\/co.uk\/wp-json\/wp\/v2\/posts\/61338\/revisions\/61341"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.etfworld.com\/co.uk\/wp-json\/wp\/v2\/media\/61340"}],"wp:attachment":[{"href":"https:\/\/www.etfworld.com\/co.uk\/wp-json\/wp\/v2\/media?parent=61338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.etfworld.com\/co.uk\/wp-json\/wp\/v2\/categories?post=61338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.etfworld.com\/co.uk\/wp-json\/wp\/v2\/tags?post=61338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}